Planning Your Pool Budget

Budgeting is one of the most important steps in building a pool. A clear financial plan ensures you can complete your project without surprises and make informed decisions about features, materials, and design.

1. Estimate Core Construction

Costs Excavation and site preparation Structural materials (concrete, fiberglass, or vinyl) Plumbing, electrical, and filtration systems

2. Include Permits and Inspections

Local permits, inspections, and compliance fees Potential costs for soil testing or engineering reports

3. Plan for Finishing Features

Decking, coping, and tiling Lighting, water features, and landscaping

4. Set Aside Contingency Funds

Unforeseen issues like soil problems, weather delays, or additional materials A typical contingency is 10–15% of total construction costs

5. Track Your Spending

Maintain a spreadsheet or digital tool to monitor costs and payments Communicate regularly with your builder to prevent budget overruns

Pro tip: Prioritize must-have features versus nice-to-have options to stay within your budget while achieving your dream pool.